If you are looking to buy a home, I can help you determine how much you can afford through the process of mortgage pre-approval. This involves assessing your financial situation, including your mortgage strategy, down payment amount, and overall affordability. I can also advise you on the necessary documents needed for conditional approval. Pre-approval is the first step in obtaining a mortgage and it provides an estimate of the amount you can borrow from a lender based on your current finances. It also helps identify any potential obstacles to qualification and expedites the approval process. The duration of pre-approval typically ranges from 60 to 120 days, depending on the lender and your credit standing. Additionally, some lenders offer the option to lock in the interest rate to protect you from any increases. By utilizing the most advanced tools available in Canada, we can minimize errors, improve efficiency, and save you time. Our quick pre-qualification tools will provide you with an understanding of what you are qualified for.