We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process is especially beneficial for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses. The Stated Income mortgage option is particularly helpful for individuals whose expenses have an impact on their qualifying income. We also accept dividend and investment income, as long as stability and proof can be provided. To apply for a mortgage, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, all of whom accept reasonable income estimates. We also offer tailored options for Business For Self (BFS) borrowers. If you have any questions or would like to discuss your options further, please give us a call!