First Time Home Buyers

If you are considering purchasing your first property, we can assist you in making a smooth transition from renting to owning. Our team of experts will handle all financial details to ensure a quick process in finding the perfect property for you. We take an education-focused approach, providing clear next steps and an easy-to-use online application to kick-start the process accurately. Our tools and guidance will streamline document submission, and our detailed assessments will help you in budget planning and determining associated costs, such as closing costs and adjustment costs. We will explain how homebuyer incentive programs work and assist you in understanding how much down payment you need, how much you can afford to buy, and what your monthly payments will be. Our goal is to design a custom-tailored product that fits your mortgage needs, providing you with a mortgage pre-approval and locking in the best rate. Even if you do not qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. Additionally, we offer access to the most innovative tools in Canada, which help reduce errors, improve efficiencies, and save you time.

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Before beginning the process of finding your dream home, it is essential to get pre-approved and lock in your mortgage rate. Pre-approval not only saves time but also helps you determine your purchasing power. Once pre-approved, I will assist you in determining the amount of money you can borrow from a lender and tailor a mortgage product to suit your needs. By taking this extra step, we can ensure that you have rate assurance and enjoy the best rate possible. Additionally, our fast pre-approval process speeds up the overall approval process, enabling you to shop confidently for properties.

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First time buyer or refinancing? Call for a free quote!

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