We specialize in helping newcomers to Canada navigate the real estate market and understand the various costs involved. By taking out a mortgage instead of renting, newcomers can start building equity while benefiting from their employment and credit sources. We offer the best rates and mortgage options for newcomers looking to borrow higher amounts, with a minimum down payment of 20% or as little as 5% down for more flexibility. Additionally, we provide information on homebuyer incentive programs and down payment assistance options. As we work with all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a personalized mortgage solution that suits your needs and secures the best rate. We also offer innovative tools to streamline the first-time home buying process in Canada.