We specialize in assisting newcomers to Canada in understanding the Canadian real estate market and associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than paying rent, benefiting from their employment and credit sources. Our goal is to find the best rates and mortgage options for newcomers looking for higher loan amounts, with a minimum of 20% saved for a down payment, and more flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we will explain any homebuyer incentive programs and down payment assistance options that may be available to you. With our access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, we can offer custom-tailored products that match your mortgage needs and secure the best rate for you, even if you may not qualify at your bank due to limited credit or employment history. Take advantage of our innovative tools to ensure an efficient first-time home buying experience in Canada.