We offer low rates and excellent mortgage options specifically designed for self-employed individuals. If you have been repeatedly declined in the past, we provide fast mortgage approval even for those with a self-employed status. Our mortgage options take into consideration the reduced taxable income resulting from claimed expenses, allowing for a more accurate representation of your qualifying income. We also offer a Stated Income mortgage option, which is particularly useful for individuals with significant expenses impacting their qualifying income. We accept dividend and investment income, with stability and proof requirements. Required documents for mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We offer access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have tailored options for Business For Self (BFS) borrowers. If you are interested, please contact us.