Assisting newcomers to Canada, this service aims to educate individuals on the Canadian real estate market and the expenses associated with a home purchase, including closing and adjustment costs. By purchasing a home, newcomers can build equity instead of renting and can benefit from employment and credit sources. This service also helps individuals find the best mortgage rates and options for loans over $1 million with a 20% down payment, or with as little as 5% down for more flexibility. Homebuyer incentives and down payment assistance options will be explained to clients, along with customized mortgage plans from a variety of top Canadian lenders. Additionally, innovative tools are provided for a smoother first-time home buying experience.