Vacation Homes

The trend of Canadians investing in vacation properties is increasing due to reasons such as relaxation, wealth-building, and creating family moments. Mortgages for such properties are accessible at low rates even for remote locations and non-winterized properties. Different lending criteria apply to second and third homes as compared to primary residences. Some vacation and secondary homes can qualify for a minimum of 5% or 10% down payment, however certain categories of vacation properties require 20% or higher payment. The mortgage options available vary based on the property type which can be categorized as year-round accessible or seasonal. Innovative tools are available in Canada that streamlines the mortgage process. Reach out for complete information and quick mortgage pre-approval.

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