First Time Home Buyers

Are you considering purchasing your first property? We can provide a seamless transition from renting to owning by expertly handling all the financial details and assisting you in finding the perfect property quickly. Our education-focused approach will guide you through clear next steps, and our user-friendly online application will accurately kick-start the process. Our tools and guidance will streamline document submission, and our detailed assessments will aid in budget planning by including closing costs and adjustment costs. We will also help you understand the workings of homebuyer incentive programs, determine your required down payment, affordability, and monthly payments. Furthermore, we will design a customized mortgage product, set you up with a mortgage pre-approval, and secure the best rate. In addition, we have access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, ensuring that we can submit your application even if you don't qualify at your bank. With access to innovative tools, we can reduce errors, improve efficiencies, and save you time.

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Before beginning the process of getting a mortgage, it is crucial to get pre-approved and secure a locked-in interest rate. Pre-approval not only saves time, but also helps determine the maximum purchase price, enabling individuals to begin their search for their dream home. Taking it a step further, a mortgage advisor can assist in calculating the amount that can be borrowed from a lender and help design a personalized mortgage solution to suit specific needs. By locking in the best rate, individuals can enjoy the assurance of a fixed interest rate. The fast pre-approval process expedites the overall approval process, allowing for confident property shopping.

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First time buyer or refinancing? Call for a free quote!

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