Self Employed

We offer low rates and excellent mortgage options specifically for self-employed individuals. Our fast approval process is designed to accommodate those who have previously been declined for a mortgage. Our mortgage options take into consideration reduced taxable income as a result of claimed expenses, making them suitable for those with expenses that impact their qualifying income. In addition, we accept dividend and investment income, as long as there is stability and proof to meet our requirements. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, as well as a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also provide tailored options for Business For Self borrowers. If you are interested, please don't hesitate to contact us.

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