At Mortgages for People New to Canada, we aim to assist newcomers in understanding the Canadian real estate market and the associated costs, such as closing costs and adjustment costs. We believe in helping individuals build equity rather than pay rent, taking advantage of employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts, with a minimum down payment of 20% saved, and even offer more flexibility on down payment options, with as little as 5% down. We also provide information on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored product that meets your mortgage needs and secures the best rate, even if you may not qualify at your bank due to limited credit or employment history. Additionally, we provide access to innovative tools in Canada for an efficient first-time home buying experience.