First Time Home Buyers

If you're thinking about buying your first property, we can make the process seamless for you. Our team of experts will handle all the financial details, ensuring that you quickly find the perfect property. Our education-focused approach will guide you through each step, and our user-friendly online application will kick-start the process accurately. We offer tools and guidance to streamline document submission, as well as detailed assessments to aid in budget planning and associated costs like closing costs and adjustment costs. We'll also help you understand how homebuyer incentive programs work and determine the necessary down payment, affordability, and monthly payments. We can design a custom-tailored mortgage product for you, secure a pre-approval, and lock in the best rate. Additionally, we have access to Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, giving you more options. Lastly, we provide access to innovative tools that reduce errors, improve efficiencies, and save you time.

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Before you start looking for your dream home, it is crucial to get pre-approved for a mortgage and lock in your interest rate. Pre-approval is essential because it saves time, helps determine the purchase price, and allows you to shop for properties with confidence. Once pre-approved, a lender can help you figure out how much money you can borrow and tailor a mortgage product that suits your needs. By securing the best interest rate, you can enjoy the assurance of a locked-in rate, ensuring stability throughout the home buying process. With a fast pre-approval process, you can speed up the approval process and begin searching for your ideal property without any worries.

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First time buyer or refinancing? Call for a free quote!

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