Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our mortgage approval process is fast, even for those who have been previously declined. Our options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. We also have a Stated Income mortgage option for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. Required documents for our mortgage application process include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self (BFS) borrowers. Give us a call to learn more about how we can assist you.

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