We specialize in assisting newcomers to Canada with understanding the Canadian real estate market and associated costs such as closing costs and adjustment costs. We believe in helping newcomers build equity rather than paying rent, allowing them to benefit from employment and credit sources. We strive to find the best rates and mortgage options for newcomers who are seeking higher loan amounts, with a minimum of 20% down payment already saved. We can also offer more flexibility on down payment requirements, with options as low as 5% down. Additionally, we can provide information on homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers, allowing us to design a custom-tailored mortgage product that meets your specific needs and secures the best rate, even if you do not qualify at your current bank due to limited credit or employment history. We also offer innovative tools to facilitate an efficient first-time home buying experience in Canada.