First Time Home Buyers

If you are considering buying your first property, we can help make the process seamless and handle the financial details for you. Our education-focused approach and clear next steps will ensure that you find the perfect property quickly. With our easy-to-use online application, you can kick-start the process accurately and benefit from tools and guidance to streamline document submission. We will also provide detailed assessments to aid in budget planning, including closing costs and adjustment costs. We will help you understand how homebuyer incentive programs work, determine your down payment amount, affordability, and monthly payments. Our custom-tailored mortgage products and mortgage pre-approval will secure the best rate for you. Additionally, we have access to Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financers, so we can submit your application even if you don't qualify at your bank. Finally, our innovative tools will reduce errors, improve efficiencies, and save you time throughout the process.

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It is crucial to get pre-approved first and secure your interest rate before looking for a new home. Pre-approval is an essential initial step in obtaining a mortgage and it serves as a useful tool to save time and establish the purchase price range. Furthermore, it helps to determine how much money you can borrow from a lender, enabling the creation of a customized mortgage product that suits your needs. By locking in the best rate available, rate assurance is ensured. The fast pre-approval process expedites the approval procedure, ultimately allowing you to confidently shop for properties.

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First time buyer or refinancing? Call for a free quote!

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