Mortgages for newcomers to Canada are available to help them navigate the Canadian real estate market and understand the various costs involved, such as closing costs and adjustment costs. These mortgages provide an opportunity for newcomers to build equity instead of paying rent, utilizing their employment and credit sources. We can help newcomers find the best rates and mortgage options, even if they require higher loan amounts (over $1 million) with a minimum of 20% down payment saved or as little as 5% down payment flexibility. Additionally, we will provide information on homebuyer incentive programs and down payment assistance options. Our extensive network of lenders allows us to customize mortgage products that suit the specific needs of newcomers, even if they have limited credit or employment history. We also offer innovative tools to enhance the efficiency of the first-time home buying experience.