Self-employed individuals can take advantage of low rates and excellent mortgage options. These options include fast mortgage approval, even for those who have been previously declined. Self-employed mortgage options also take into consideration the reduced taxable income resulting from claimed expenses. Stated Income mortgages are particularly useful for individuals with expenses that impact their qualifying income. In addition, dividend and investment income is accepted as long as stability and proof requirements are met. To qualify for these mortgages, applicants will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financiers is available, all of which accept reasonable income estimates. Furthermore, options tailored specifically for Business For Self (BFS) borrowers are also available. To learn more about these mortgage options, individuals are encouraged to contact the lender.