Hello, my name is Paul Carvalho and I am a Mortgage Agent - Level 1 based in Oakville, Ontario. I work with a reputable company here in ON and have been in the mortgage industry for a significant period of time. As a Level 1 Mortgage Agent, I have the knowledge and experience to assist clients with their mortgage needs, whether it be purchasing a new home or refinancing an existing one. I pride myself on providing exceptional service and ensuring my clients find the best mortgage solution that suits their unique financial situation.