Our company specializes in providing mortgages for newcomers to Canada. We aim to assist you in understanding the Canadian real estate market and the associated costs, including closing costs and adjustment costs. By opting for a mortgage, you can start building equity instead of paying rent, while also benefiting from employment and credit sources. We strive to find the best rates and mortgage options for newcomers who are looking for higher loan amounts, with at least a 20% down payment saved. We can also offer more flexibility on down payment requirements, allowing for as little as 5% down. Additionally, we will guide you through homebuyer incentive programs and down payment assistance options. Our extensive network of lenders including banks, mortgage finance companies, credit unions, and alternative financers ensures that we can design a custom-tailored mortgage product that suits your needs and locks in at the best rate, even if you have limited credit or employment history. Finally, our use of innovative tools in Canada will contribute to an efficient and smooth first-time home buying experience.