Self Employed

If you are self-employed, you can take advantage of low mortgage rates and excellent options for obtaining a mortgage. You can also expect fast approval, even if you have been declined in the past. These mortgage options are designed to consider your reduced taxable income due to claimed expenses. If you have expenses that have impacted your qualifying income, a Stated Income mortgage may be perfect for you. What's more, dividend and investment income can be accepted as well, as long as you can provide stability and proof. To apply for these mortgage options, you will need to submit various documents including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. You will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. If you are a Business For Self (BFS) borrower, there are options specifically tailored for you. Don't hesitate to give us a call to learn more!

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